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Название ICOCypherium
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We present consensus methods, including Proof-of-Work, fail to achieve sufficient transaction throughput to satisfy the requirements of a public blockchain, or an application that leverages one. This also includes the mainstream exchange of the digital tokens that secure them. Additionally, transactions cannot be considered irreversible until several blocks have been mined. We present Cypherium, which proposes a hybrid consensus mechanism wherein a dynamic group of replica nodes acts as validator committee to determine the validity and order of transactions within a Byzantine fault tolerance-based blockchain system. In place of a certificate authority, the system adopts Proof-of-Work to establish node identities and enable its open participation. Leader election and transaction validation are decoupled into two separate chains to eliminate transaction confirmation time. Transactions are permanently recorded once verified by more than twothirds of the majority of members of the validator committee.

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I don't know about xrp a security or not, but it's shitty centralized technology from charlatans and I'll never forgive them for embrace-and-extinguishing Ryan Fugger's beautiful original idea

Cypherium and the @SNB_BNS have co-authored a research study on the design of a #CBDC, focusing on the options for doing so using #DLT.

Check our joint research on ‘DLT Options for CBDC' here:
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4219738

1/2 A #CBDC offers a reliable and stable supplement to cash. This is important because a #CentralBank works in the public interest.

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