The idea behind Bitcoin proved many there was no longer a need for central banks, beginning the movement towards “decentralization.” This movement was accelerated in 2015 with the launch of the Ethereum Blockchain and the introduction of smart contracts, which enables any developer to create a new genre of decentralized applications, commonly referred to as “dApps.” These dApps use the power of the blockchain to allow for secure and trust less asset transfer within the Ethereum network, eliminating the need for centralized middlemen from many business models.