Non-cash transactions are as old as humanity itself. From the exchange of goods in ancient Greece to the use of shell beads by Native Americans, history is rife with examples like these. In 2009, Satoshi Nakamoto published a white paper to design Bitcoin, As of jan 2018, Bitcoin is the most valued cryptocurrency in the world. Following the release of Ethereum and the main-streaming of cryptocurrencies, there are thousands of cryptocurrencies exceeding US $700b in marketing capitalization. Cryptocurrency’s wide appeal is that it allows users to conduct transactions in an evolving, transparent and rapidly growing payment ecosystem of trading platforms, payment processors, e-wallets, and more, with increasing investment appeal. It is touted for both the speed and low (or no) cost of transactions. In addition, the public block chain protects users from double payments and chargebacks.