The vision of the UPI Project is to redefine the meaning of communities, and in doing so, introduce an era of decentralization.We envision creating a new world by connecting such communities.Communities today are commonly defined by its social and political functions and limited to the economic boundaries set forth by nation states. Through UPI, communities can go beyond and be free from traditional economic system and promote frictionless value exchanges with other communities,eventually resulting in maximum total utility of society. UPI is not limited to the real world, but it directly connects and communica tes with the crypto world creating the most robust network that can scale without limits.The UPI Project aims to build a decentralized network that allows independent blockchains with different governances to transact with one another without intermediaries. Anyone can create a new blockchain project and join the network. A new blockchain project is free to connect with existing projects and create new unique worlds, or blockchain multiverse. UPI itself can be viewed as both a living organism and an eco system. UPI is a vision with a proven track record and has progressed beyond the initial concept stage. UPI already boasts communities comprised of reputable institutions banks, securities, insurance, hospitals, universities, and more. A future with faster money remittance and frictionless value exchange of securities, medical records,academic data, insurance fees is within our reach.With UPI, we now enter into a world of true hyperconnectivity.