Velocity Ledger Technology, Inc. makes no warranties or representations as to the success of the development or implementation of such technologies and innovations, or achievement of any other activities as are noted in the paper, and disclaims any warranties or representations implied by law or otherwise, to the extent permitted by law. While much of Velocity Ledger’s technology is currently deployed and operational, some of the products and innovations outlined in this paper are still under development. Velocity Ledger Technology, Inc., its directors, employees, contractors, and representatives have no responsibility or liability to any person or recipient (whether because of negligence, negligent misstatement or otherwise) arising from any statement, opinion or information, expressed or implied, arising out of, contained in or derived from or omission from this paper. Neither Velocity Ledger Technology, Inc. nor its advisors have independently verified any of the information contained in this paper. Each recipient should rely solely on its own knowledge, investigation, judgment, and assessment of the matters which are the subject of this whitepaper and any information which is made available in connection with any further inquiries and to satisfy itself as to the accuracy and completeness of such matters. Regulatory authorities are scrutinizing businesses and operations associated with digital currencies and blockchain technology. In that respect, regulatory investigations or actions may affect, limit or prevent Velocity Ledger Technology, Inc. from developing its operations in the future.