The crypto space is a rapidly expanding industry and it is expected to do so continuously in the future. Currently, there are over a thousand cryptocurrencies in the market with improvements constantly being added including payment systems with the hopes of improving their functionality. However, many existing systems and solutions are flawed and based on unbalanced principles which make them prone to manipulation, exploitation and fiasco. Zorff aims to provide a first-hand cryptocurrency with its own customised blockchain protocol. It is a decentralised intermediary which allows buyers and sellers to trade directly in any crypto and fiat currency using any method of payment. It features an integrated payment solution and exchange platform which makes it complete and sustainable as it is interconnected with the fiat currency world. This bio-network offers an upgrade in terms of advantages over existing payment solutions such as speed, 24/7 performance, security, scalability and user familiarity.